Event Profile

CRA Foundations for Small Banks is a dynamic, hands-on seminar designed to equip participants with a practical understanding of Community Reinvestment Act (CRA) requirements tailored specifically to small institutions. 

The session covers core concepts such as assessment areas, qualifying activities, and examiner expectations, with focused guidance on the Small Bank Lending Test performance standards—including Loan-to-Deposit (LTD) ratio, assessment area concentration, geographic and borrower distribution, and response to CRA-related complaints. 

Through interactive discussions and real-world exercises, attendees will gain actionable insights and tools to confidently build and manage an effective CRA compliance program.