Recorded: May 4, 2018

Length: 60 Minutes

Summary: Making loans is the easy part; collecting them is much more difficult. Credit structure is the tool commercial bankers use to manage to repayment. This webinar will focus on structuring of commercial loans. The intent is to provide a process for structuring credits to increase the likelihood of repayment. Topics for discussion are:

• Discuss the “Loan Structure Framework”: Looks at the operational, legal, and credit issues of loan structuring.
• Review the role of Credit Risk Management: Discuss the role of documentation, collateral, and risk ratings.
• Provide tools for Credit Risk Monitoring: are used to provide the banker with a way to measure the borrower’s performance to repayment.

 Benefits: Focus of webinar will be on the tools for increasing the likelihood of repayment by providing approach for proper alignment of borrowing cause with repayment source. Further the participant will gain an increased awareness of the role of covenants in managing credit risk; the difference between the asset being financed and collateral as a repayment source; and increased awareness of the role of pricing/profitability.

Who Should Attend: Participants benefitting from this webinar would include:

• Commercial Loan Officers
• Credit Analyst
• Credit Review Personnel seeking better tools for assessing credit risk
• Branch Managers working with Small Business Owners
• Credit Administration personnel seeking a review of credit risk management tools

 Presenter: Jeff Judy, Jeff Judy & Associates

Pricing:
ICBA Members: $219
Nonmembers: $319

1 CPE Credit

Print Order Form