Recorded: April 13, 2018
Length: 60 Minutes
Summary: Commercial credit risk, as we have seen in the past few years, can be the downfall of a financial institution if managed improperly. To adequately manage commercial credit risk, the banker needs to understand the keys to determining repayment. The phrase “Cash is King” isn’t some cute saying but it gets to the heart of commercial credit. A definition for “credit” is the financing of the borrower’s shortfall. So, the first issue in commercial credit is determining what has caused the borrower to run short of their own cash. Next and more importantly, what will it take for the borrower to reverse the cause of the shortfall? It is the reversal of the cause that creates the cash to repay. Hence, better the understanding of the cause of shortfall and the ability to reverse the cause the increased likelihood of repayment. This webinar will provide attendees with tools to help determine the cause of cash shortfall and ability to generate cash for repayment, both critical in effectively and efficiently analyzing a borrower’s credit request.
Agenda:
Benefits: Following this session, you’ll be able to:
Who Should Attend:
Presenter: Jeff Judy, Jeff Judy & Associates
Pricing: ICBA Members: $219 Nonmembers: $319
1 CPE Credit
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