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Online: FCRA: Overview (Individual)

Online: FCRA: Overview (Individual)


$299.00 - Online: FCRA: Overview (Individual) - NonMember

$179.00 - Online: FCRA: Overview (Individual) - Member

The Fair Credit Reporting Act (FCRA) became effective on April 25, 1971. The FCRA contains responsibilities both for entities that are consumer reporting agencies, for entities that procure and use information found in consumer reports and furnishers and transmitters of information. Congress substantively amended the FCRA upon the passage of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The FACT Act created many new responsibilities for consumer reporting agencies and users of consumer reports. It contained many new consumer disclosure requirements as well as provisions to address identity theft. The Dodd-Frank Act also amended two provisions of the FCRA to require the disclosure of a credit score and related information when a credit score is used in taking an adverse action or in risk-based pricing. In this course we will provide an overview to the many parts contained within the Fair Credit Reporting Act (FCRA) as implemented under Regulation V by the Consumer Financial Protection Bureau. Rev–Oct. 2021. Course length ≈ 30 minutes.
CPE Credits: 0.5 
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