Extending credit is a cornerstone of banking. Because of society's need for lending and credit, Congress has passed a number of acts ensuring that banks distribute credit fairly.

Course Outline:

• The Fair Housing Act
• Compliance
• Penalties for non-compliance
• The Equal Credit Opportunity Act
• Compliance
• Discriminatory actions
• Penalties for non-compliance
• Types of lending discrimination
• The Home Mortgage Disclosure Act
• Compliance
• Penalties for non-compliance
• The Community Reinvestment Act
• Evaluations
• CRA non-compliance