Event Profile

Make informed credit decisions by developing your ability to evaluate a consumer loan request. This program covers the application process, financial statement analysis, credit analysis, loan structure, compliance, documentation procedures, and closing.

To earn the Certified Community Bank Consumer Lender (CCBCL) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam. If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

• Consumer banking overview, lending application and underwriting
• Consumer underwriting-tax returns, scoring and credit analysis
• Credit report analysis
• Consumer lending-structure, documentation, pricing, compliance and collections
• Consumer products-direct lending, indirect lending and deposit
• Portfolio management-credit quality issues