This event will be held via live-streaming. We will not be holding this
as a live, in-person event at this time due to the rapidly evolving COVID-19
If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285.
The role of a credit analyst has evolved into a critical function at today's community banks. We have taken unprecedented steps to develop this certification program for credit analysts which will not only focus on the necessary financial analysis skills needed by today's credit analysts, but will also address the additional expertise vital to a community bank's overall lending success. Industry experts will present information in an engaging and tangible manner for all attendees. Highlights include:
- Discuss key functions including financial analysis, overall business risk, and customer relationship needs
- Enhance your knowledge of legal landmines and exposures in your credit memo
- Identify strategic strengths and weaknesses of a credit request
- Enrich your understanding of covenant tracking and loan file documentation requirements
- Learn to stay ahead of potential compliance exposures in your credit portfolio
- Develop financial, analytical, and business writing skills
The live-streamed event will begin on Monday in lieu of the previously scheduled Sunday start. Note time adjustments.
8:30 am - 12:00 pm: Financial Analysis - Introductions/Case Study Exercise
12:00 pm - 12:30 pm: Lunch
12:30 pm - 4:30 pm: Financial Statement Analysis / Common Sizing Exercise / Ratios Exercise / Homework / PFS Exercise / Case Study Exercise
8:30 am - 10:00 am: Financial Statement Analysis / Common Sizing Exercise / Ratios Exercise / Homework / PFS Exercise / Case Study Exercise 10:00 am - 11:30 am: Cash Analysis Tools / Cash Drivers / Cash to Cash Cycle Exercise / Cash Cycle / Cash Flow Exercise
11:30 am - 12:00 pm: Lunch
12:00 pm - 5:00 pm: Legal Considerations / Documentation / Covenant Tracking & Monitoring / MIS Report Generation / Role of Credit Memo / Lender Liability Legal Compliance - Lender Liability / Documentation Overview / UCC Issues - File, Monitor, Preparation, etc. / Compliance Overview - CX Considerations in Credit Analyst Role
8:30 am - 12:00 pm: Credit Analysis / Marketplace Analysis / Industry Analysis / Business Analysis / Management Analysis / Case Study Exercise
12:00 pm - 12:30 pm: Lunch
12:30 pm - 4:30 pm: Credit Analysis / Marketplace Analysis / Industry Analysis / Business Analysis / Management Analysis / Case Study Exercise continued. Final comments & Credit Memo conclusion.
8:30 am - 9:45 am - Certification Exam - For those enrolled in testing only
*Exam given to those enrolled in the Certified Credit Analyst program.
Who should attend: Credit analysts, credit review professionals, lenders, branch managers and small business lenders.
ICBA Member: $1,395 (with testing fee $1,545)
Nonmember: $1,795 (with testing fee $2,045)
Nonbanker: $2,195 (with testing fee $2,445)
Certification Testing Fees:
ICBA Member: $150
28 CPE Credits
Program Level: Intermediate
Prerequisites: No previous experience and training necessary.
Delivery Method: Group-Live
Printable Registration Form
For more information, call 800-422-7285.
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