• Join ICBA
  • Contact ICBA
Online Store

Event Profile

Seminar: Credit Analyst Institute (SL5440120)

March 29 — April 1, 2020
Embassy Suites - San Antonio Riverwalk
125 East Houston Street
San Antonio, TX 78205-2247 

If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285.

The role of a credit analyst has evolved into a critical function at today's community banks. We have taken unprecedented steps to develop this certification program for credit analysts which will not only focus on the necessary financial analysis skills needed by today's credit analysts, but will also address the additional expertise vital to a community bank's overall lending success. Industry experts will present information in an engaging and tangible manner for all attendees. Highlights include:

  • Discuss key functions including financial analysis, overall business risk, and customer relationship needs
  • Enhance your knowledge of legal landmines and exposures in your credit memo
  • Identify strategic strengths and weaknesses of a credit request
  • Enrich your understanding of covenant tracking and loan file documentation requirements
  • Learn to stay ahead of potential compliance exposures in your credit portfolio
  • Develop financial, analytical, and business writing skills


1:30 pm - 2:00 pm: Registration
2:00 pm - 5:30 pm: Financial Analysis: Introductions / Case Study Exercise

8:00 am - 12:00 pm: Financial Analysis cont'd / Discuss Case Study Exercise
12:00 pm - 1:00 pm: Lunch
1:00 pm - 5:30 pm: Financial Statement Analysis / Common Sizing Exercise / Ratios Exercise / Homework / PFS Exercise / Case Study Exercise / Study for Exam #1

8:00 am - 9:00 am: Exam #1
9:00 am - 12:00 pm: Cash Analysis Tools / Cash Drivers / Cash to Cash Cycle Exercise / Cash Cycle / Cash Flow Exercise
1:00 pm - 5:30 pm: Legal Considerations / Documentation / Covenant Tracking & Monitoring / MIS Report Generation / Role of Credit Memo / Lender Liability Legal / Compliance Lender Liability / Documentation Overview / UCC Issues - File, Monitor, Preparation, etc. / Compliance Overview - CX Considerations in Credit Analyst Role

8:00 am - 11:00 pm: Credit Analysis / Marketplace Analysis / Industry Analysis / Business Analysis / Management Analysis / Case Study Exercise
11:00 am - 12:00 pm: Final Comments & Credit Memo Conclusion
12:00 pm - 1:00 pm: Exam #2
1:00 pm: Adjourn

*Exam given to those enrolled in the Certified Credit Analyst program.

Who should attend: Credit analysts, credit review professionals, lenders, branch managers and small business lenders.

ICBA Member: $1,395 (with testing fee $1,545)
Nonmember: $1,795 (with testing fee $2,045)
Nonbanker: $2,195 (with testing fee $2,445)

Certification Testing Fees:
ICBA Member: $150
Nonmember: $250 

28 CPE Credits

Program Level: Intermediate
Prerequisites: No previous experience and training necessary.
Delivery Method: Group-Live
Field of Study: Specialized Knowledge

Hotel Information:
Room Rate: $199
Cutoff Date: 3/1/2020

To make your hotel reservation and secure the negotiated room rate:

Phone: Call 210-226-9000. Ask for Group: ICBA: Credit Analyst Institute 2020

Printable Registration Form

For more information, call 800-422-7285.

Registration, attendance or participation in an ICBA event constitutes an agreement by the participant to ICBA’s use and distribution (both now and in the future) of the participant’s image and/or voice in photographs, videos, digital media, electronic reproductions and audio files/recordings of and at such events and activities.


Mr. Doc Bodine
Organization: Gerrish Smith Tuck, PC Attorneys and Consultants

Mr. Brad Stevens
Organization: Stevens Risk Management, LLC

Sessions information is not available at this time.

Track information is not available at this time.

Sponsor information is not available at this time.