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Event Profile

Seminar: Consumer Lending Institute (SL5460120)

September 14 — 17, 2020
Virtual Event
Virtual Event  

ATTENTION: This event will be held via live-streaming. We will not be holding this as a live, in-person event at this time due to the rapidly evolving COVID-19 situation.

If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285.

Make informed credit decisions by developing your ability to evaluate a consumer loan request. This program covers the application process, financial statement analysis, credit analysis, loan structure, compliance, documentation procedures and closing. Topics covered include:

 ** all times listed below are Central Times - breaks will be given throughout the day, including 1/2 hour for lunch
Monday, September 14 - 9:00 a.m. - 5:00 p.m.   
  • The five C’s of Credit
  • Regulations & Regulatory Agencies
  • Consumer Lending Products
  • Bank and Non-Bank Competitors
  • The Credit Process Cycle
  • Consumer Loan Summary - Credit Approval
  • Income Analysis Basics
Tuesday, September 15 - 8:00 a.m. - 5:00 p.m.
  • Debt Analysis Basics
  • Rental Income Analysis
  • How to Pull qualifying Income from Tax Returns
  • Consumer Loan Income Worksheet
  • Credit Bureaus - score factor, how to improve scores, establishing credit
Wednesday, September 16 - 9:00 a.m. - 5:00 p.m.
  • Compliance Training - Reg B, Fair Lending, FCRA, Reg Z, RESPA, Military Lending Act, Flood, HMDA
  • Best Practices
  • Collateral
  • Lien Rights, Types & Documents
  • Document Checklists
  • Loan Document Review
  • Loan Policy 
  • Scoring Models
  • Pricing Models
  • Consumer Sales Strategies
Thursday, September 17 - 9:00 a.m. - 10:00 a.m.
  • Certification exam - For those wishing to become certified


Who should attend: All community bank personnel with consumer lending responsibilities

27 CPE Credits

Program Level: Intermediate
Prerequisites: No previous experience and training necessary.
Field of Study: Specialized Knowledge

Fee (Registration fee is valid for one connection, only for the individual registered.)
ICBA Member: $1,295 (with testing fee $1,420)
Nonmember: $1,695 (with testing fee $1,920)
Nonbanker: $2,095 (with testing fee $2,320)

Certification Testing Fee
ICBA Member:
Nonmember: $225

Certification Designation: Certified Community Bank Consumer Lender (CCBCL)

Print Registration Form

Registration, attendance or participation in an ICBA event constitutes an agreement by the participant to ICBA’s use and distribution (both now and in the future) of the participant’s image and/or voice in photographs, videos, digital media, electronic reproductions and audio files/recordings of and at such events and activities.

Mr. Robert L. Page
Organization: CenterState Bank, National Association

Mrs. Mandy Snyder, CCBCO
Organization: Independent Community Bankers of America

Sessions information is not available at this time.

Track information is not available at this time.

Sponsor information is not available at this time.