Seminar: Consumer Lending Institute (SL5460120)
September 14 17, 2020
be held via live-streaming. We will not be holding this as a live,
event at this time due to the rapidly evolving COVID-19 situation.
If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285.
Make informed credit decisions by developing your ability to evaluate a consumer loan request. This program covers the application process, financial statement analysis, credit analysis, loan structure, compliance, documentation procedures and closing. Topics covered include:
** all times listed below are Central Times - breaks will be given throughout the day, including 1/2 hour for lunch
Monday, September 14 - 9:00 a.m. - 5:00 p.m.
- The five C’s of Credit
- Regulations & Regulatory Agencies
- Consumer Lending Products
- Bank and Non-Bank Competitors
- The Credit Process Cycle
- Consumer Loan Summary - Credit Approval
- Income Analysis Basics
Tuesday, September 15 - 8:00 a.m. - 5:00 p.m.
- Debt Analysis Basics
- Rental Income Analysis
- How to Pull qualifying Income from Tax Returns
- Consumer Loan Income Worksheet
- Credit Bureaus - score factor, how to improve scores, establishing credit
Wednesday, September 16 - 9:00 a.m. - 5:00 p.m.
- Compliance Training - Reg B, Fair Lending, FCRA, Reg Z, RESPA, Military Lending Act, Flood, HMDA
- Best Practices
- Lien Rights, Types & Documents
- Document Checklists
- Loan Document Review
- Loan Policy
- Scoring Models
- Pricing Models
- Consumer Sales Strategies
Thursday, September 17 - 9:00 a.m. - 10:00 a.m.
- Certification exam - For those wishing to become certified
Who should attend: All community bank personnel with consumer lending responsibilities
27 CPE Credits
Program Level: Intermediate
Prerequisites: No previous experience and training necessary.
Field of Study: Specialized Knowledge
Fee (Registration fee is valid for one connection, only for the individual registered.)
ICBA Member: $1,295 (with testing fee $1,420)
Nonmember: $1,695 (with testing fee $1,920)
Nonbanker: $2,095 (with testing fee $2,320)
Certification Testing Fee
ICBA Member: $125
Certification Designation: Certified Community Bank Consumer Lender (CCBCL)
Print Registration Form
USE OF PHOTOS & VIDEO CONTENT
or participation in an ICBA event constitutes an agreement by the participant
to ICBA’s use and distribution (both now and in the future) of the
participant’s image and/or voice in photographs, videos, digital
electronic reproductions and audio files/recordings of and at such events and
Mr. Robert L. Page
Organization: CenterState Bank, National Association
Mrs. Mandy Snyder, CCBCO
Organization: Independent Community Bankers of America